Commercial lease
Frequently asked questions
Frequently asked questions
Your file will be processed immediately. As soon as we receive your application for a guarantee and proof of payment, we draw up your certificate and send it to you by priority mail. Normally, you receive your certificate the next day.
The amount of the contribution and the following contributions are indicated on the guarantee application. This contribution covers the tenant until December 31 of the current year. Each following year, the tenant will have to pay an annual premium (due for the entire calendar year). This premium must be paid in advance, before January 1 of the year concerned.
When you move, you must ensure that the agency returns the completed and signed deposit certificate to release the guarantee. You can also take out a new guarantee for your future residence. If your landlord has claims against you and you are unable to pay the sum requested, SmartCaution may advance the amount due, which you will then have to repay in full. As such, remember to contact your liability insurer who could take care of the damages.
You can recover your cash at any time by subscribing the SmartCaution SA rental guarantee.
You can cancel your guarantee at any time and without charge. You just need to provide an equivalent guarantee to your landlord.
SmartCaution SA issues guarantees only to partner agencies. If your company does not yet work with SmartCaution SA, contact us on 0800 100 201. We will get in touch immediately.
SmartCaution responds as a single guarantor of all justified claims based on the lease contract (for residential premises) as designated in the deposit certificate. The benefit is limited to the amount of security indicated in the certificate.
The tenant (the insured) has the obligation to reimburse the amounts paid and to pay the expenses and interests in addition.
The tenant (the insured) is required to do everything in his or her power to avoid the landlord (the agency) being obliged to ask for the payment of the rental guarantee.
Tenants are policyholders and the insured ; landlords are the beneficiaries of the guarantee.
The beginning of the policy begins on the date indicated on the guarantee certificate. The end of the policy occurs according to the conditions defined in art. 7 of the General Conditions of Insurance.
SmartCaution processes personal data in compliance with all applicable data protection regulations. SmartCaution processes the data collected for the purposes of application verification, contract processing, credit assessment, debt collection, claims settlement, customer care, documentation of (existing or future) customer relations, premium calculation and insurance risk assessment, as well as for marketing and statistical purposes. SmartCaution may disclose client data to third parties in Switzerland and abroad for the purpose of checking creditworthiness or current debts. SmartCaution may inform the landlord or his representative of the refusal of applications. Detailed information on processing is provided in SmartCaution's privacy policy. The current version can be consulted at any time at www.smartcaution.ch.
Monday - Friday
9:00 - 12:00 | 14:00 - 17:00
Route des Acacias 24
CH-1227 Carouge
CH-1227 Carouge