How to obtain your rent guarantee?
3 options designed to make your life easier
Online
This is the simplest and fastest solution, recommended for obtaining your certificate as a matter of priority. In about 3 minutes, your application is submitted and a complete file is processed in less than 24 hours.
- Calculate your premium
- Submit your documents
- Pay online
At our offices
Would you prefer some guidance? Come and meet us at our offices in Geneva. Our team of experts is available without appointment to answer your questions and finalise your application on the spot.
- Visit our branch with your documents
- We will complete the application together
- Leave with peace of mind
Directly with your estate agent
Simplify the process by centralising everything in one place. Many property management companies are our partners and allow you to sign up for SmartCaution directly when you sign your lease.
- Ask your estate agents for our form
- Fill it in on the spot
- The agency will send it to us
Whichever method you choose, benefit from SmartCaution's expertise
- Express processing to speed up your key handover
- Simplified processes to save you valuable time
- Reliability of Swiss insurance recognised by the entire property market
Calculate your personalised premium
Use our calculator and find out how much you can save.
Best premium in Switzerland
2026 sliding scale premium
CHF --
Your premium is calculated based on your move-in date: the later in the year you move in, the lower your rate will be.
Premium for subsequent years
CHF --
The optimal offer for 2026 - 2027
-10% additional discount
CHF --
Benefit from the decreasing rate from your first year and get an additional 10% discount in your second year.
