From putting together your application to the end of the lease: SmartCaution simplifies the key step
Finding accommodation in Switzerland is an important step. Between searching, putting together the application, signing the lease, choosing the rent guarantee, moving in and then, one day, moving out, the tenant’s journey can quickly become complex. It is important to take the right steps at the right time with SmartCaution.
You don’t tie up three months’ rent
By choosing a deposit-free guarantee, you avoid tying up a large amount of capital in a bank account. Your money remains available for essential expenses related to moving in: removal, furniture, insurance or unforeseen events. With the equivalent of three months’ rent kept in your budget, you can plan your future rental with greater peace of mind and put together your application under better conditions, without immediate financial constraints.
Your application process with estate agents is accelerated
SmartCaution is an insurance company specialising in rent guarantees, approved by FINMA and recognised by all Swiss property management companies. This institutional reliability immediately reassures real estate professionals and provides them with a clear framework for analysing your rent guarantee . The presence of a recognised guarantee simplifies exchanges, limits administrative back-and-forth and promotes more efficient validation of procedures during the preparatory phase prior to moving in and the initial inventory.
A more peaceful move-in
With a complete file and a guarantee accepted without reservation, the formalities preceding the handover of the keys are simplified. You can move in with clear visibility and without unnecessary administrative stress.
Moving out without waiting for the bank
At the end of the lease, no capital is blocked and there is no bank refund delay. Once the property has been returned and the lease terminated, the guarantee is simply lifted, making the end of the tenancy smoother, more predictable and significantly less stressful.
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• Preparing a rental application in Switzerland: the complete checklist to put the odds in your favour
• How to get your rental guarantee back in Switzerland… or avoid having to wait for it
• Calculate your personalised premium
