How does it work?
Our mission: to simplify your rental experience without tying up your money
SmartCaution is a rent guarantee without a bank deposit: the quick and easy solution for accessing your new home without tying up your money. We support tenants with a level of reliability recognised by all property management companies and landlords in Switzerland.
As a specialist in rent guarantees and a FINMA-approved insurance company, we combine security with the strength of expert and attentive customer service.
The result: an optimal experience, designed to make your life easier. You retain full possession of your money and save immediately thanks to our particularly advantageous pricing.
The guarantee that reassures everyone
The tenant → you
Instead of tying up a large sum of money, you subscribe to our service and pay a premium. In exchange, you receive an official guarantee certificate proving that your rent is secured.
SmartCaution → Your guarantor
We issue this certificate and act as your guarantor to your landlord. In the event of a dispute covered by the guarantee (unpaid rent, damage), our financial strength provides coverage, up to the guaranteed amount.
The landlord → your property management company
Your landlord accepts this official certificate in lieu of a bank deposit. As a FINMA-approved company, we guarantee a flawless commitment to all Swiss property management companies.
Calculate your personalised premium
Use our calculator and find out how much you can save.
